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Our Inventory - It’s Always Changing
4.3
from 69 Google reviews
26+
years in business
Free
delivery across Canada
with every vehicle
A few questions, and no SIN required
Tell us your situation and a payment that feels comfortable. We take your application to lenders who work with credit-challenged and subprime files, then text you your real options, usually the same day.
Takes about two minutes
A real answer from a real person, not a call queue
No obligation, and no pressure to buy
How do you get from no to keys?
1
Tell us where you stand
Two questions, then a real person reviews your situation, not a machine scoring your past.
2
Pick the vehicle and the payment
One person start to finish. We structure the loan around the payment you told us, not around the sticker price.
Which situations do you finance?
Good credit, bad credit, no credit, new to Canada, a past bankruptcy or a consumer proposal. We arrange car loans through lenders who read the whole file, not just the score.
What do customers say afterwards?
Six of the 69 reviews on our Google profile, unedited.
Rated 4.3 on Google
KP
RG
VJ
Ken, Ryan, Vivianne and 66 more
Brands we finance
Have a vehicle to trade?
Bring it to 312 Nairn Avenue and we’ll appraise it while you wait. You’ll leave knowing what it’s worth, whether you put that toward your next vehicle or take the cash.
We buy outright
You don’t have to buy anything from us to sell us your car.
Still owing on it?
We handle the payout and the paperwork with your lender.
Trade value cuts your payment
Whatever it’s worth comes straight off your next vehicle.
The six questions we hear most
Does applying affect your credit?
Not from us. We are a dealership, not a lender, so we never pull your credit. If a lender reviews your application, your credit report comes from a credit bureau (Equifax Canada or TransUnion Canada), with the consent you give when you apply.
Turned down somewhere else?
Yes. Bring the situation you have and we will tell you which lender fits it. We finance good credit, bad credit, no credit and newcomers alike.
New to Canada with no credit file?
Yes. Income, status and a Canadian bank account matter more than a credit file you have not had time to build.
Is delivery really free?
Yes, to any address in Canada, at no charge.
How soon do you hear back?
Usually the same day, often within a couple of hours, from one named person.
Can you buy with no money down?
Often, yes. Money down helps the terms, but plenty of our approvals go through without it.
Come see the inventory in person
312 Nairn Ave, Winnipeg, MB R2L 0W9
Mon to Fri 9am to 6pm · Sat 9am to 12pm · Sun by appointment
(204) 781-9992