What is your vehicle worth?
Tell us what you drive and we appraise it on the lot, whether you trade or sell.
Appraised on the lot, usually while you wait
Still owing? We deal with your lender directly
Sell outright, or put the value toward your next vehicle
Free delivery to any address in Canada
Paperwork and financing finalized before the vehicle leaves the lot
Every vehicle inspected and certified, with a CARFAX Canada history report included
Get an estimate on your vehicle
Cars, trucks, SUVs and vans, any age or mileage. No obligation to buy anything from us.
We’ll reply by phone or text, usually the same day. Your details are never sold or shared.
How the appraisal works
Bring the vehicle to the lot, or tell us about it when you apply. We factor it into the approval, including vehicles with money still owing on them.
1
Tell us what you have
Year, make, model, and the kilometres on it. A few photos help. Call, text, or just bring it by.
2
We appraise it on the lot
On the lot at 312 Nairn Ave. We look it over and give you a number, usually while you wait.
3
Take the cash, or roll it in
Sell it to us outright, or put what it’s worth straight toward your next vehicle.
What to bring with you
Your registration and proof of ownership
A valid driver’s licence
Your lender and account details, if you still owe money on it
Both sets of keys, if you still have them
Any service records or receipts you have kept
Still owing on it? Bring the loan details and we’ll work the payout out with you. It doesn’t stop you from trading it in.
Owe more on it than it is worth?
That gap is called negative equity, and being upside down on a vehicle is far more common than people expect, especially on a longer loan. It does not stop you from trading in.
What negative equity means
If your loan payout is $14,000 and the vehicle appraises at $11,000, that $3,000 difference is the negative equity. Selling privately does not make it disappear either. It just leaves you to cover it on your own.
How we handle the gap
Depending on the numbers, a shortfall can be carried into the new loan, offset by a stronger trade value, or covered with money down. We will show you all three options and what each one costs before you decide.
Getting out of a car loan early
If the payment has become more than you can carry, trading in is usually the practical way out of a car loan. We contact your lender directly for the payout figure so nothing is left hanging behind you.
A worked example
Loan payout
$14,000
Vehicle appraises at
$11,000
Negative equity
$3,000
Three ways to cover it
Carried into the new loan
Offset by a stronger trade value
Covered with money down
Bring the loan details and we will work the real numbers out with you.
Bring it by and we will look
312 Nairn Ave, no appointment needed inside opening hours.
312 Nairn Ave, Winnipeg, MB R2L 0W9
Mon to Fri 9am to 6pm · Sat 9am to 12pm · Sun by appointment
(204) 781-9992